A New Generation of Money Management
Staying healthy is often connected to living expensively. Costly gym memberships for daily workout, spending money on all organic vegan food are strongly associated with attempts to stay in shape. However, these ideas are not entirely based on the reality of the situation. It’s true that you can buy a lot – including happiness and...
The debt situation in the U.S is worrying if data from the authorities is anything to go by. Statistics from the Federal Reserve show consumer debt stands at $2.5 trillion or an average percentage of 7,800 per person. The U.S Small Business Administration (SBA) says much of the unsecured debt has been used in business...
I remember the thrill of finally getting a place of my own; it was real independence from my folks. I knew there were going to be times when things got a little rough but I didn’t care because I would finally have my own kingdom. Then the reality set in after the first month. Your...
When you take all college expenses into account including tuition and accommodation, the grand total will usually add up to an intimidating figure. The unfortunate thing is that the majority cannot afford this. But just because you can’t afford it, it doesn’t mean you do not deserve it. After all, education is a right as...
All too often, we assume that if something sounds too easy, it’s most likely either not very effective or worthwhile. This is often the case in the short term. However, there are many so called ‘easy things’ we can do every day that will reap handsome dividends in the future. We’re so focused on ‘wanting...
When you first pass your driving test you’ll probably experience a rollercoaster of emotions ranging from elation to relief. There’s also the trepidation you might feel if you need to buy a new car. Partly this can stem from the fact you know you need to spend more money buying a car and then there’s...
Over the last few years in particular, it has become cause célèbre to complain about high energy bills, and there have been countless discussions in government and the media about how those bills can be lowered. While we all like the idea of economising wherever we can, we would do well to look a bit...
Staying on top of personal finance has always been a struggle for some people. From the very early years when the concept of money was first introduced there were (probably) already a number of people encountering problems looking after their finances. The world has advanced a lot since the Aztecs used dolls made of solid...
For the uninitiated, investing can seem daunting. The successful older generation will decry it as a necessity, the cynical will state that it’s no more than a money trap, and most of Generation Y has little opinion either way. This is something that needs to change. Done properly, investing is a powerful tool in your...
Before taking the plunge and agreeing to a substantial loan to, afford a new kitchen or an extension, it’s vital you spend enough time researching all possibilities or seek financial advice. If you’ve decided a loan is the best option for your needs, then you’ll want to make the most of it. No matter how...