We’ve all done it – gone out of our way to save money only to waste money that didn’t need to be spent. This sometimes results in us spending even more money than what we saved, which can be a total let down. Here are some things that you might want to think twice about:...
Category: Balance Sheets
5 Common Credit Myths
As a personal finance writer and a rewards credit card user, I often hear crazy credit myths from others. Many don’t fully understand how credit cards, credit, and debt work, and today I would like to share these common myths with you. 1. I make a good income so my credit score has to be...
The Pros and Cons of Investing in Rental Properties
Investing in real estate can be lucrative enough to provide sole income for proprietors, but it’s a risky venture. Some investors finance properties on their own, while others decide to partner with others to minimize the risks commonly associated with real estate. Regardless of ownership type, property investments present advantages and drawbacks. Here are the...
Work Benefits That You Should Ask For
When most people go into a potential job interview or job negotiation, they tend to first think about salary. Yes, salary is a great thing to think about and negotiate for, but there are also plenty of other benefits out there that everyone tends to forget about. The average benefits package makes up for around...
Taking A Staycation
When many people think about taking a vacation or time off from work, they usually think about trying to leave the city, state, or country where they live and escaping to somewhere new. However, have you ever thought about taking a staycation? It may be exactly what you are looking for. Below is everything you...
Should You Buy Or Lease Your Next Car?
Whenever someone brings up the possibility of leasing a car, usually most people nod their heads and say they would never do that. However, do you really know much about leasing? There are positives of leasing your next car, but there are negatives as well. Here are some things you should think about before you...
How To Plan A Wedding Without Going Into Credit Card Debt
Weddings can be very expensive, and many people bust their wedding budgets each and every single year. The average wedding is somewhere around $26,000, which is a lot of money! I was reading a forum the other day and I came across someone who said that they went into $50,000 worth of credit card debt...
Frugal Workout Ideas
As your New Year’s resolution, you may have made a deal with yourself to workout more. You may have also made a resolution to save more money, which means that a gym membership may not be in your budget. However, do not fear, there are plenty of ways to get workouts in and be more...
Money Tips For College Students
Many college students are quite bad with money. Are there many of us who could say that the years we spent during college were our best money years? I doubt it, I know that I made several money mistakes when I was in college. College should be a learning experience, and that means that you...
Do I Need Renter’s Insurance?
Do you have renter’s insurance? If you don’t, then you really need to think again. Many people in the U.S. do not have renter’s insurance because they don’t think they need it. However, I’m sure most people think that until something bad happens to them and/or their belongings! According to a survey by Rent.com, approximately...