College is very expensive. If you just look at average tuition costs, then your mind will most likely be blown. However, if you add in everything else that comes along with going to college, then you will most likely be even more shocked. Below are common expenses that you may come across when deciding to...
A New Generation of Money Management
Author: Thomas Jones (Thomas Jones)
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3 Stories of Financial Success from Job Quitters
People don’t always quit because they lose hope or are miserable. People quit their jobs for other reasons such as they want to follow their passion or try a new career. Bottom line, they want to do something to make them grow professionally and financially. There are also brave job quitters who put up their...
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Costs of Owning a Pet
Pets are a wonderful thing. I love having my pets and they mean the world to me. However, I have seen many people get ahead of themselves and buy a pet before they truly are ready. If you have never owned a pet before, then the costs may amaze you. Costs in the first year....
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Alternatives To Cable TV
If you are anything like me, you are always looking for ways to save a little money. A great way to cut costs is to start with your utilities, specifically those that are non-essentials. The big one that stands in the forefront when it comes to cost is your cable bill. Cable companies charge upwards...
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Renting versus Buying
Home ownership in the United States is often times considered the American Dream. The fact of the matter is that home ownership is not all fun and games. It is a huge commitment that requires more than just money. Foresight and planning is required when it comes to buying your first home, among many other...
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Sharing Your Finances
Personal finance for some of us is a challenging task. Imagine adding another person to share these finances with. With as complicated as money can be it is no surprise that it is the root of many problems in relationships. It is for this reason that it is always a good idea to make sure...
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Does Everyone Need an Emergency Fund?
You’ve probably heard more times than you can count that you should have savings put away for a rainy day. You may have also heard the old phrase that one size does not fit all. There are several different scenarios where it might not necessarily make sense for someone to have an emergency fund. This...
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How to Negotiate Lower Rent
Where you live is in important. It often times not only determines your lifestyle, but it consumes a majority of your income as well. Fortunately as a renter, you have a bit more negotiating power than that of a homeowner in terms of how much you will end up paying each month. Much like your...
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Advice for Young Professionals
Graduating from college can be a very exciting time. You find yourself with your first real job, the freedom that comes with no more studying, and of course a nice paycheck. All of this new found time and money can invite bad habits though. Many new graduates rush out and make a new purchase such...
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What To Know Before You Buy a Home
I have seen many people buy a home only to have made many, many mistakes. Before you buy a home, there are many things that you should think about or look into before you make one of the largest purchases in your life. Get a good realtor. A good realtor is great for many reasons....